Tinted Windows, Trusts, Insurance, More

On the Girvin & Ferlazzo Law Show from last Saturday, Sal and Ryan discussed topics such as the new tinted window law, a victory on the West Coast for people with hip implants, whether you can sue for emotional damages without physical damages or not, the difference between a revocable trust and irrevocable trust, and more.

 

 

The Girvin & Ferlazzo Law Show is on Talk 1300 AM, the Capital District’s talk radio, and has been running for the past 15 years. However, another big accomplishment for the firm is our 25th Anniversary! We celebrated with a big party, and our lawyers are happy to still be helping Albany after all these years. We look forward to the next 25!

ctabannerNew Tinted Window Law

Starting in the new year, windows with more than a 30 percent tint won’t pass inspection. The percentage is determined by how much light goes through the window, so the higher the percentage, the less tinted the window is. This is for police safety, especially during traffic stops.

Hip Implant Victory

Six people who have received hip implants won a judgment and were awarded a verdict of $1 billion. The company who was putting in metal-to-metal hip replacements has now stopped doing it. For people with metal-to-metal hips, we invite you to meet with our law firm to talk about your potential case (no legal fees).

Lawsuits for Emotional Damages

John, a caller, was recently in a stressful situation. After a routine oil change, he discovered the filter was not put on properly, which caused turmoil on the highway. Luckily, he made it to a repair shop in time, but it caused severe stress.

His question: “I didn’t incur medical expense; I did have $200 for the car repair. I was really stressed out! Do you have to have medical expense to sue for damages?”

Our lawyers’ response: Go to small claims court. Are there documents that limit or exclude “consequential damages” which is what John has? Sue for the maximum amount allowed in the city because you have a right, and let the court decide if you deserve compensation.

Revocable Trusts vs. Irrevocable Trusts

Mary, a caller, asked a quick question: “What’s the difference between revocable and irrevocable trust funds?”

Our lawyers’ response: Trusts are a tax planning tool to transfer wealth from one generation to another. A revocable trust is when the owner of a trust has a string to “pull” the money from the trust back into your pocket; it is not given same tax considerations. An irrevocable trust actually transfers the money to other people; this money is not available for collection from lawsuits, yourself, etc. People do irrevocable trusts to avoid probate.

Tune in to the rest of the episode to learn what our lawyers have to say about:

  • How taxi cab companies, including Uber, may impact civilian insurance rates
  • Insurance, underinsurance, and umbrella insurance
  • More

Want to get in touch with Girvin & Ferlazzo during the week? Call 462-0300 for legal advice or help.